20 Reasons Why You Need Title Insurance

 Title insurance protects you from potential problems with an ownership title once you buy real estate. It’s our job to resolve any issues before closing to protect the buyer’s interest in the real estate purchase. Here are 20 important reasons why you need owner’s title insurance: 

1. Forgery

2. Fraud in the execution of documents

3. Undue influence on a grantor of a deed

4. False impersonation by someone purporting

to be the owner of the property

5. Errors in surveys

6. Undisclosed or missing heirs

7. Wills not properly probated

8. Misinterpretation of wills and trusts

9. Mental incompetence of a grantor of a deed

10. Transfer of title by a minor

11. Heirs born after the execution of a will 

12. Incorrect legal descriptions

13. Non-delivery of deeds

14. Unsatisfied claims not shown on the record

15. Deeds executed under expired or false powers of attorney

16. Confusion due to similar or identical names

17. Dower or courtesy rights of spouses of former owners

18. Incorrect indexing of the land records

19. Clerical errors in recording legal documents

20. Delivery of deeds after the death of the guarantor

Our goal at Prairie Land Title is to ensure you are protected during and after the sale or purchase of a home. We can’t stress enough the importance of title insurance and how it can protect your future!